Demand For Savings

The following article is a negative piece of information which I think could boad an ill wind for the UK economy. http://www.bbc.co.uk/news/business-24961527 If consumers are less optimistic for the immediate future they will spend less causing a contraction in demand...

The UK’s Savings Ratio

I hope the net out flows from M&G are limited to M&G and are not indicative of the investment industry. The UK’s savings ratio is far too low and needs to increase. In the age of relatively high inflation compared with the last 20 years those on fixed...

Rising Number of Approved Mortgages

The following article is a pleasing read for IFAs who are also qualified mortgage brokers in London. http://www.bbc.co.uk/news/business-22727077 The rising number of approved mortgages is an encouraging sign and I hope the positive news from the sector...

Critical Mass

Following reading this article http://www.bbc.co.uk/news/business-24983178 I hope the fund management industry starts using its powers to curb excessive increases in top management remuneration. The expense of senior management in UK quoted companies will make us...

HMRC Focusing On Something So Small

The consultation mentioned in the following article by HMRC is hardly worth the cost of the consultation. http://www.moneymarketing.co.uk/mortgages/hmrc-consults-on-pulling-mortgage-interest-relief-for-home-income-plan-borrowers/1074039.article According to the...

Independent Financial Advisors & Travel Insurance

After reading the following article it is a wise precaution to buy travel insurance even if you have a European Health Insurance Card. http://www.bbc.co.uk/news/world-europe-22714147 Most travel insurance policies are not expensive compared with other types of...