I hope the net out flows from M&G are limited to M&G and are not indicative of the investment industry. The UK’s savings ratio is far too low and needs to increase. In the age of relatively high inflation compared with the last 20 years those on fixed incomes and those looking for safer investments it is important that they are not put off and start spending or investing in higher risk investments such as a buy-to-let property. In the period post 2007 independent financial advisors have struggled to find investments which have beaten inflation and are suitable for clients with a low risk profile. I do hope the grey vote demand much greater access to NS&I’s inflation protected investment bonds.rnrnThe article which inspired this blog post is http://www.moneymarketing.co.uk/investments/mg-sees-12bn-outflow-from-uk-retail-investors/1075762.articlernrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn
