Section 75 of the Consumer Credit Act 1974 means your credit card company becomes Jointly and Severally liable for your purchases over £100. If your package holiday company goes bust, your credit card company is usually the easiest to claim from. Even if you buy a defective sofa you can claim from the credit card as being unfit for purpose under the Sale of Goods Act 1979. If you want help with knowing your rights why don’t you take advantage of our free initial consultation?rnrnThis is the opinion of Wexdon Financial Services and is not intended to recommend any course of action.rn