I am not sure what impact the end of the stamp duty land tax holiday ending for first time buyer will have on the market. The following article is interesting on the subject. http://www.moneymarketing.co.uk/mortgages/post-holiday-blues?/1046801.articlernI hope the impact will be limited in London as the demand for housing is seems so much greater than supply. Other parts of the UK may well be more adversely affected. Always remember to focus upon what is affordable for your circumstances and never be influenced by short term factors. Every good IFA will help you calculate what is affordable for your circumstances. rn