If you feel embarrest to speak about an elderly relative about inheritance tax planning or planning for nursing home fees, persuade them to see an Independent Financial Advisor about their general financial planning. IFAs are trained to bring the subject up as part of a review of the client’s circumstances and objectives. Remember to select an IFA with exams in long term care and equity release so they are qualified to speak about such matters.rnrnThe tips are intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn