I was very pleased to read the following article http://www.moneymarketing.co.uk/regulation/martin-wheatley-industry-can-learn-from-ifas/1061470.article I am pleased by the respectful tone that the Financial Conduct Authority’s Chief Executive designate has towards Independent Financial Advisors and how our part of the Financial Services Industry has behaved to a much higher standard than other parts such as the Banks. I sincerely hope this is not just talk but the other parts of the industry will be brought up to the standard of IFAs.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn