I hope a new competitor to the Banking industry will buy the branches from the Lloyd’s Banking Group which EU rules require following their bailout. We really need a new significant player that is going to think outside the box and shake up the industry.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn