I was very pleased to read that the Money Advice Service exceeded its targets in the following article. http://www.moneymarketing.co.uk/regulation/mas-claims-to-help-millions-as-it-beats-customer-service-targets/1074988.article Not all members of our society can afford to pay for independent financial advice. Helping those who need the support of an independent financial advisor is a good thing. As an IFA in London I know that many people need help but cannot afford the fees. I hope the Money Advice Service will go from strength to strength.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn