I cannot foresee circumstances where I feel it would be the correct thing for a client to transfer from a final salary pension to a money purchase pension. I am pleased the FSA is tightening up the rules according to this article http://www.moneymarketing.co.uk/pensions/fsa-confirms-pension-transfer-crackdown/1050464.articlernrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn