The following article is a negative piece of information which I think could boad an ill wind for the UK economy. http://www.bbc.co.uk/news/business-24961527 If consumers are less optimistic for the immediate future they will spend less causing a contraction in demand in the economy. I hope that demand for savings especially in stocks and shares ISAs and in group personal pensions increases. My fear is the rising cost of living will subvert my wish!rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn