I was disappointed to read that demand for mortgages declined in January compared with January 2012 http://www.bbc.co.uk/news/business-21572869 As an IFA who is also a qualified mortgage advisor in London I hoped the recent pick up would continue. I hope this means that there will be a stronger level of demand in March and April as people who put off owing to the adverse weather make a comeback when the weather improves.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn