HMRC Proposals

The idea that HMRC can demand changes to tax arrangements without the ability to go to a Court or Tribunal are really scary http://www.moneymarketing.co.uk/politics/hmrc-to-get-power-to-demand-changes-to-tax-arrangements/1052837.article Yet another civil liberty taken...

Today’s Blog

I laughed when I read the following blog post. http://www.moneymarketing.co.uk/regulation/hogarth-we-will-soon-know-the-winners-and-losers-of-the-rdr/1046231.article It is clear the winner of the RDR are the professional bodies like the CII who will have made a lot of...

Today’s Blog

The following article in the Scotsman http://www.scotsman.com/business/personal-finance/more-stories/top_ten_tips_to_building_your_pension_pot_1_2096815 misses two points. First, when you come to retire you should take Independent Financial Advice on all of the...

Government Help For Savers & Annuity Purchasers

The alleged Government guaranteed infrastructure bonds which the Government may or may not be considering is interesting news. http://www.moneymarketing.co.uk/politics/govt-may-look-to-tempt-private-investors-with-growth-bonds/1052469.article I would like to see Her...

Today’s Blog

The following article is scary reading http://www.moneymarketing.co.uk/regulation/accountability-fears-grow-on-fca-set-up/1047074.article Given the failures of the FSA I think the proposed legislation should include:rnrn1. A New Minister in the Treasury Department for...

Today’s Blog

If you feel embarrest to speak about an elderly relative about inheritance tax planning or planning for nursing home fees, persuade them to see an Independent Financial Advisor about their general financial planning. IFAs are trained to bring the subject up as part of...