by Richard | Feb 28, 2020 | Archive
As an IFA and Mortgage Broker in London I have known about the huge contraction in interest only mortgages mentioned in the following article http://www.bbc.co.uk/news/business-20497388 I believe the FSA has been very cruel towards those people who took out interest...
by Richard | Feb 28, 2020 | Archive
This information was collected from Freedom of Information Act requests. Not all of the Councils asked could identify their expenditure on Christmas tree lights. Council Xmas Tree Lights Expenditure Barking & Dagenham Not Available Richmond Upon Thames...
by Richard | Feb 28, 2020 | Archive
I was not surprised that so many large employers have been identified by the pensions regulator for not being compliant with their requirement for auto-enrolment. The Government has not promoted independent financial advisors adequately for this enormous endeavour....
by Richard | Feb 28, 2020 | Archive
I was disappointed to read that the numbers of complaints regarding income drawdown had increased significantly to the Financial Ombudsman Service. Income Drawdown is more risky than an annuity and should be only considered if the pensioner can afford some loss and...
by Richard | Feb 28, 2020 | Archive
The following article supports my personal campaigning for the industry regulator to pursue individuals at the various banks who give duff advice. http://www.moneymarketing.co.uk/investments/santander-worst-for-investment-complaints/1069498.article If the FSA went to...
by Richard | Feb 28, 2020 | Archive
I agree with Rory Percival of the FCA that the term ‘whole of market restricted’ is a misleading phrase and should not be used. In fact I would go much further. I would have Independent and those who are not independent be called salespersons only. You cannot, in my...
