by Richard | Feb 28, 2020 | Archive
I was pleased to read the following article http://www.moneymarketing.co.uk/regulation/fos-amends-decision-wording-after-high-court-ruling/1063897.article The High Court has made the correct decision to allow victims of FSA regulated entities to pursue higher claims...
by Richard | Feb 28, 2020 | Archive
One of the few things which pleased me from the Chancellor’s Autumn Statement has been the return of the Government Actuarial Rate (GAD) returning to 120% for pensioners who wish to use income drawdown or are in a state of income drawdown. With gilt rates being kept...
by Richard | Feb 28, 2020 | Archive
The following article is great news for investors with some exposure to US investments, especially trackers in the US indexes. A note of caution the US Federal Reserve will have to reduce quantative easing at some point in the future. When the US weans itself of...
by Richard | Feb 28, 2020 | Archive
After reading the following article http://www.moneymarketing.co.uk/pensions/nest-rival-hits-out-at-schemes-staggering-spending/1074557.article I would like to ask the question what is the point of the British Government spending so much on a new institution when the...
by Richard | Feb 28, 2020 | Archive
The FCA’s warnings about interest only mortgage holders are a sad read. http://www.bbc.co.uk/news/business-22366821 As I have written before that The FCA and its predecessor should promote independent financial advisors who are also qualified mortgage brokers. IFAs...
by Richard | Feb 28, 2020 | Archive
The following article is worrying reading for anyone with school aged children who want them to go on and have a University education. http://www.bbc.co.uk/news/education-24444600 Preparing to pay even more for University education at an elite British institution in...