Excellent News For The Consumer

I was pleased to read the following article http://www.moneymarketing.co.uk/regulation/fos-amends-decision-wording-after-high-court-ruling/1063897.article The High Court has made the correct decision to allow victims of FSA regulated entities to pursue higher claims...

The Autumn Statement & Income Drawdown

One of the few things which pleased me from the Chancellor’s Autumn Statement has been the return of the Government Actuarial Rate (GAD) returning to 120% for pensioners who wish to use income drawdown or are in a state of income drawdown. With gilt rates being kept...

Greater Competition With Group Personal Pension Schemes

After reading the following article http://www.moneymarketing.co.uk/pensions/nest-rival-hits-out-at-schemes-staggering-spending/1074557.article I would like to ask the question what is the point of the British Government spending so much on a new institution when the...

I Have Give Advice Not To Proceed With Initial Plans

The FCA’s warnings about interest only mortgage holders are a sad read. http://www.bbc.co.uk/news/business-22366821 As I have written before that The FCA and its predecessor should promote independent financial advisors who are also qualified mortgage brokers. IFAs...

Preparing To Pay Even More For University Education

The following article is worrying reading for anyone with school aged children who want them to go on and have a University education. http://www.bbc.co.uk/news/education-24444600 Preparing to pay even more for University education at an elite British institution in...