Even Warren Buffet Underperforms

Even Warren Buffet underperforms from time to time as the following article reports on his annual letter to Berkshire Hathaway shareholders. http://www.bbc.co.uk/news/business-21638763 It is important for all investors to regularly review their collective investments...

Banking Institutions Will Run Into Solvency Problems?

The following article is a chilling read for bankers http://www.moneymarketing.co.uk/regulation/bank-ppi-costs-could-double-to-25bn/1063858.article I have written many blog posts on payment protection insurance (PPI) miss-selling. If these predictions are correct I...

Few Building Societies Less Competition?

It is always sad to read of Building Societies merging and therefore less competition in the market place. I hope this process, which has been going on for some years now, will not hurt savers with lower rates and mortgage rates with higher costs. As an IFA and...

The Risk of The UK Losing Its Triple A Rating

I was disappointed but not surprised to read the following article http://www.bbc.co.uk/news/business-20720383 I think there is a real risk of the UK losing its triple A rating from the credit reference agencies. Our high Government Budget deficits are simply too big...