by Richard | Feb 28, 2020 | Archive
I was disappointed to read that demand for mortgages declined in January compared with January 2012 http://www.bbc.co.uk/news/business-21572869 As an IFA who is also a qualified mortgage advisor in London I hoped the recent pick up would continue. I hope this means...
by Richard | Feb 28, 2020 | Archive
I was pleased to read the following article http://www.moneymarketing.co.uk/regulation/fos-amends-decision-wording-after-high-court-ruling/1063897.article The High Court has made the correct decision to allow victims of FSA regulated entities to pursue higher claims...
by Richard | Feb 28, 2020 | Archive
One of the few things which pleased me from the Chancellor’s Autumn Statement has been the return of the Government Actuarial Rate (GAD) returning to 120% for pensioners who wish to use income drawdown or are in a state of income drawdown. With gilt rates being kept...
by Richard | Feb 28, 2020 | Archive
The following article about the Association of British Insurers new code of conduct is an interesting read http://www.bbc.co.uk/news/business-21586086 . This think it would be more effective for each insurer to state on a single A4 page letter in large print that the...
by Richard | Feb 28, 2020 | Archive
The following article is very encouraging reading http://www.bbc.co.uk/news/business-20691842 I hope this is a beginning of a positive trend in UK employment. The disappointment was how low the average wage increase was compared with the inflation rate. Most...
by Richard | Feb 28, 2020 | Archive
I was relieved for now after reading the following article http://www.moneymarketing.co.uk/mortgages/key-vote-to-decide-europe-wide-mortgage-regulation-delayed/1063270.article The UK’s residential mortgage market is very different from most of the other domestic...
