by Richard | Feb 28, 2020 | Archive
The aim of reducing pension charges is shared by almost everyone. The proposed cap by Ed Miliband would affect relatively few Group Personal Pension Schemes of medium and large employers where most full time employees participate. If clients want greater fund choice...
by Richard | Feb 28, 2020 | Archive
I was very pleased to read the following article http://www.moneymarketing.co.uk/regulation/fsa-to-end-aggressive-bank-sales-structures/1057265.article If salesmen and women at the large institutions placed the needs of their client first, the remuneration structure...
by Richard | Feb 28, 2020 | Archive
I was very disappointed to read that mortgage brokers who were not IFAs will not have to register under a new scheme similar to IFAs in the near future because of an IT issue at the FSA. I approve of regular mortgage brokers being given the same oversight as...
by Richard | Feb 28, 2020 | Archive
If you are thinking about becoming self-employed or starting a company which offers services to another company it will become much harder to find a new mortgage at the best rates until you have three years accounts or tax returns to verify your income history. If you...
by Richard | Feb 28, 2020 | Archive
LV= a very respected financial institution which offers annuity products has announced that any contract entered into before 21st December 2012 when the rules allowing annuity companies to use gender as a factor in pricing an annuity offer rather than entering into...
by Richard | Feb 28, 2020 | Archive
I was pleased to read the actions taken by the FSA in the following article. http://www.moneymarketing.co.uk/regulation/fsa-censures-ifa-firm-and-bans-director/1056129.article The FSA has had a history of inadequate action against individuals. I have made a Freedom of...
