The Changing Mortgage Procuration Fee Regime

by | Feb 28, 2020 | Archive

I think the mortgage market procuration fee changes are really interesting and I can see the business case for lenders paying more for higher quality mortgage leads. I hope the new regulatory regime and the large institutions place the necessary support to mortgage...

Good IFAs & Mortgage Brokers Not Footing The Bill

by | Feb 28, 2020 | Archive

The following article is very interesting. http://www.moneymarketing.co.uk/regulation/high-court-rules-against-fscs-in-landmark-advice-case/1059555.article I agree with the Court’s ruling. I sincerely hope the fines which the FSA should levy against the unscrupulous...

The Fixed Term Annuity Market

by | Feb 28, 2020 | Archive

I was very disappointed to learn of Met Life’s decision to leave the Fixed Term Annuity Market. Fixed Term Annuities appeal to many younger retirees who think the interest rate cycle will change over the next few years and couple with being older hope to receive a...

Q.E. & Impaired Life Annuities

by | Feb 28, 2020 | Archive

I am very concerned that there will be more quantative easing which will lead to inflation and poor investment returns, especially for older baby boomers planning to buy an annuity in the near future, following the comments from the Head of the IMF. I think the...

More Competition in Equity Release is Most Welcome

by | Feb 28, 2020 | Archive

I was delighted to read the following article http://www.moneymarketing.co.uk/equity-release/hodge-lifetime-considering-drawdown-lifetime-mortgage-launch/1057602.article Increasing competition in the market for drawdown life time mortgages is most welcome as there are...