The FSA’s Culture & Solving Miss-Selling By British Banks

I was very pleased to read the following article. http://www.moneymarketing.co.uk/politics/mps-call-for-tougher-enforcement-action-from-regulators/1059886.article I would go further to say that the FSA’s culture of shirking responsibility needs to be exposed for their...

Mortgage Brokers & Record Keeping

I was pleased to read that Bank of Scotland has been taken to task for poor record keeping. As usual the individuals who are responsible for this poor record keeping get off without being taken to task. If the customers mentioned in the article had gone through a...

Parliamentary Review of Effectiveness

I am pleased to read that Parliament is reviewing the effectiveness of the Money Advice Service. I do not hold any complaint against the Money Advice Service. What pleases me is that there is a conscious effort to review the effectiveness of a Government directed...

EU Regulations & Mortgages

The following article is very interesting on the rating of European Union debt. http://www.moneymarketing.co.uk/investments/moodys-downgrades-european-union-outlook/1057266.article I would place EU debt as being lower than that of Germany or Holland. The Member States...