by Richard | Feb 28, 2020 | Archive
I am pleased to read that Parliament is reviewing the effectiveness of the Money Advice Service. I do not hold any complaint against the Money Advice Service. What pleases me is that there is a conscious effort to review the effectiveness of a Government directed...
by Richard | Feb 28, 2020 | Archive
I was delighted to read that Just Retirement have amended their contractual terms to allow clients to exit their contract if they have a deterioration in their health which would lead them to qualify for an impaired life annuity and even divorce spousal death or...
by Richard | Feb 28, 2020 | Archive
The following article is very interesting on the rating of European Union debt. http://www.moneymarketing.co.uk/investments/moodys-downgrades-european-union-outlook/1057266.article I would place EU debt as being lower than that of Germany or Holland. The Member States...
by Richard | Feb 28, 2020 | Archive
The aim of reducing pension charges is shared by almost everyone. The proposed cap by Ed Miliband would affect relatively few Group Personal Pension Schemes of medium and large employers where most full time employees participate. If clients want greater fund choice...
by Richard | Feb 28, 2020 | Archive
I was very pleased to read the following article http://www.moneymarketing.co.uk/regulation/fsa-to-end-aggressive-bank-sales-structures/1057265.article If salesmen and women at the large institutions placed the needs of their client first, the remuneration structure...
by Richard | Feb 28, 2020 | Archive
I was very disappointed to read that mortgage brokers who were not IFAs will not have to register under a new scheme similar to IFAs in the near future because of an IT issue at the FSA. I approve of regular mortgage brokers being given the same oversight as...
