by Richard | Feb 28, 2020 | Archive
The following article is sad reading on the state of public finances and the British Government’s budget deficit http://www.moneymarketing.co.uk/politics/govt-borrowing-higher-than-expected-in-july/1056599.article The lower than expected tax receipts are a sign that...
by Richard | Feb 28, 2020 | Archive
I am delighted that Virgin Money has started a process of securitisation for UK prime residential mortgages. I hope this is a sign that the bond market has confidence in UK mortgage lenders and British Banking institutions. I hope it will make my life as an IFA and...
by Richard | Feb 28, 2020 | Archive
I was pleased to read the FSA is holding Banks to a proper standard. If customers are paying for a bank account with lots of features with insurance policies, it is a necessity that they cross check that the paying customer is getting good value for money and can or...
by Richard | Feb 28, 2020 | Archive
I am very concerned that there will be more quantative easing which will lead to inflation and poor investment returns, especially for older baby boomers planning to buy an annuity in the near future, following the comments from the Head of the IMF. I think the...
by Richard | Feb 28, 2020 | Archive
I was delighted to read the following article http://www.moneymarketing.co.uk/equity-release/hodge-lifetime-considering-drawdown-lifetime-mortgage-launch/1057602.article Increasing competition in the market for drawdown life time mortgages is most welcome as there are...
by Richard | Feb 28, 2020 | Archive
The Liberal Democrats are unwise to even suggest new wealth taxes. Council Tax and Inheritance Tax are two of the most unpopular taxes in the UK. The very wealthy avoid inheritance tax primarily by leaving the UK, or by paying for first rate inheritance tax planning...
