A Good Sign For The Mortgage Market

I am delighted that Virgin Money has started a process of securitisation for UK prime residential mortgages. I hope this is a sign that the bond market has confidence in UK mortgage lenders and British Banking institutions. I hope it will make my life as an IFA and...

Holding Banks To A Proper Standard

I was pleased to read the FSA is holding Banks to a proper standard. If customers are paying for a bank account with lots of features with insurance policies, it is a necessity that they cross check that the paying customer is getting good value for money and can or...

Industry Trends On Exposure To China

The following article is another industry professional decreasing their exposure to China http://www.moneymarketing.co.uk/investments/cazenove-decreases-china-exposure/1055400.article . I hold a personal view that China is higher risk than is generally thought. If you...

Proposed New Wealth Taxes

The Liberal Democrats are unwise to even suggest new wealth taxes. Council Tax and Inheritance Tax are two of the most unpopular taxes in the UK. The very wealthy avoid inheritance tax primarily by leaving the UK, or by paying for first rate inheritance tax planning...

The Proven Benefit of Lenders Working with Mortgage Brokers

I was very interested to read the following article http://www.moneymarketing.co.uk/mortgages/brokers-drive-150-lending-surge-at-teachers-bs/1058306.article lenders which work with mortgage brokers definitely benefit when compared with only offering direct offers. As...

Equity Release & Long Term Care

I disagree with the thesis put forward in the following article http://www.moneymarketing.co.uk/equity-release/nest-style-equity-release-body-could-fund-ltc-says-thinktank/1058764.article The risks involved in financing long term care that I believe it is only the...