Liquidity Risk & Investments

I have recommended to some of my clients that they invest in corporate bond funds. They have been very popular over the past year owing to the poor returns on Bank and Building Society cash accounts. The following article is unsettling reading...

HMRC’s Powers

The following article is a chilling read http://www.moneymarketing.co.uk/regulation/treasury-eyes-adviser-role-in-tax-avoidance-crackdown/1055077.article . The powers HMRC are trying to grab are far too intrusive. I would suggest the Government spend more time draft...

If You Do Not Understand It Do Not Proceed

As a tax payer I am furious following my reading of this article http://www.moneymarketing.co.uk/mortgages/rbs-sets-aside-435m-for-misselling-claims-and-tech-failure/1055754.article Every time RBS is fined it means that there will be less profits to pay back the...

Tesco Shaking Up The Best Fixed Rate Mortgage Market

I am pleased Tesco Bank has come into the mortgage market. The new 2 year fixed rate mortgage could be one of the best fixed rate mortgage deals out in the market. I hope Tesco and other Supermarket groups really shake things up with some new competition.rnrnThis...

Quantative Easing & Savers & Annuity Purchasers

I am very hostile to any further quantative easing. The alleged benefits from expanding the money supply has over the last few years have been short lived as the commodity prices have risen which has chocked off any recovery in the developed world. The inflation which...

The FSA’s Culture & Solving Miss-Selling By British Banks

I was very pleased to read the following article. http://www.moneymarketing.co.uk/politics/mps-call-for-tougher-enforcement-action-from-regulators/1059886.article I would go further to say that the FSA’s culture of shirking responsibility needs to be exposed for their...