by Richard | Feb 28, 2020 | Archive
I am delighted that Virgin Money has started a process of securitisation for UK prime residential mortgages. I hope this is a sign that the bond market has confidence in UK mortgage lenders and British Banking institutions. I hope it will make my life as an IFA and...
by Richard | Feb 28, 2020 | Archive
Fortune always favours the prepared! Now that the new tax year has started why not open your ISA now and pay into it when you can? That way you will not be one of the stories in the following article http://www.bbc.co.uk/news/business-17547402rnrnThis information is...
by Richard | Feb 28, 2020 | Archive
I find it very irritating when people jump on a band-wagon. Lord Turner comes across to me as an opportunist in the following article http://www.moneymarketing.co.uk/regulation/lord-turner-attacks-cynical-greed-of-libor-traders/1053972.article . As ever there is no...
by Richard | Feb 28, 2020 | Archive
I agree with the thesis put forward in the following article http://www.investorschronicle.co.uk/2012/03/27/comment/property-matters/bring-on-the-mansion-tax-KS1cyRn513svdJEIBhJ2OJ/article.html Stamp Duty Land Tax (SDLT) is a real problem and a very inefficient tax....
by Richard | Feb 28, 2020 | Archive
I disagree with a lot many of the points put across in the following article http://www.moneymarketing.co.uk/analysis/ifas-continue-to-move-towards-qca-level-six/1054516.article I think competitive pressures and the advent of multi-disciplinary practices from the...
by Richard | Feb 28, 2020 | Archive
I was delighted to read the following article about Santander’s reduction in fixed rate mortgages for first time buyers. http://www.moneymarketing.co.uk/mortgages/santander-cuts-newbuy-rates-by-up-to-07/1055759.article I was also delighted that the loan to value is...
