Personalised Service

I agree with the comments made by the Chairman of the Council of Mortgage Lenders in the following article http://www.moneymarketing.co.uk/mortgages/cml-says-lenders-should-focus-on-service-not-sales/1053440.article I would like to see more support from the regulator...

The Chinese Economy

I am a sceptic on the Chinese economy. I think there is a lot of hidden bad debt and the Government could not tolerate a low or even negative growth rate as demonstrated in this article http://www.bbc.co.uk/news/business-18068430 If Governor Romney wins the US...

Barclay’s & PPI

As a Barclay’s shareholder I am furious with the Bank’s PPI miss-selling. I read in the following article that Barclay’s has set aside a further £300 million....

Today’s Blog

I agree with the National Employment Savings Trust (NEST) that pension projections should be simplified. Simplicity is an underrated virtue. Sometimes less is more for clients. If you bombard them with huge amounts of information they will become confused and absorb...

Paying For Current Account Banking

There is no such thing as a free lunch. Andrew Baily is very out of touch if he thinks British consumers will pay for current account banking. The dismal rates of return and the opportunities banks have to sell to their customer base. If the banks state they cannot...

Today’s Blog

The following article is sad reading. http://www.moneymarketing.co.uk/investments/oecd-uk-heading-back-to-recession/1048984.article with oil prices up so much in percentage terms in the last few months most people’s disposable income has fallen. Talk of another...