Today’s Blog

I am of the opinion that given the amount we pay into the State in taxes that Long Term Care should be largely funded from the welfare state. Looking after the venerable elderly who have paid into the system should be taken up as a matter of honour for the political...

Today’s Blog

I am delighted that some lenders will lend to borrowers who have not received indefinite leave to remain in the UK. With such an international labour force in London there is a huge amount of demand for mortgage borrowing from non UK and non EU nationals. With the...

Another Observation On Investing in China

Anthony Bolton was a favourite amongst Independent Financial Advisors when he ran the Fidelity Special Situations Fund. His latest venture’s results at Fidelity’s China Special Situations Investment Trust have not been so impressive....

Today’s Blog

I would really like to find out how large the percentage of Financial Ombudsman Service (FOS) cases heard by the FOS are made against Independent Financial Advisors and the percentage of cases where the FOS has ruled against Independent Financial Advisors compared...

A Good Sign For The Mortgage Market

I am delighted that Virgin Money has started a process of securitisation for UK prime residential mortgages. I hope this is a sign that the bond market has confidence in UK mortgage lenders and British Banking institutions. I hope it will make my life as an IFA and...

Today’s Blog

Fortune always favours the prepared! Now that the new tax year has started why not open your ISA now and pay into it when you can? That way you will not be one of the stories in the following article http://www.bbc.co.uk/news/business-17547402rnrnThis information is...