Today’s Blog

I am delighted that some lenders will lend to borrowers who have not received indefinite leave to remain in the UK. With such an international labour force in London there is a huge amount of demand for mortgage borrowing from non UK and non EU nationals. With the...

Today’s Blog

After reading this article http://www.moneymarketing.co.uk/pensions/hmrc-concern-at-low-take-up-of-pension-protection/1046260.article I am very concerned that the FSCS will be hit with many claims. The Government should be more flexible over this. If someone leads a...

A Good Sign For The Mortgage Market

I am delighted that Virgin Money has started a process of securitisation for UK prime residential mortgages. I hope this is a sign that the bond market has confidence in UK mortgage lenders and British Banking institutions. I hope it will make my life as an IFA and...

Today’s Blog

Fortune always favours the prepared! Now that the new tax year has started why not open your ISA now and pay into it when you can? That way you will not be one of the stories in the following article http://www.bbc.co.uk/news/business-17547402rnrnThis information is...

Jumping On A Band-Wagon

I find it very irritating when people jump on a band-wagon. Lord Turner comes across to me as an opportunist in the following article http://www.moneymarketing.co.uk/regulation/lord-turner-attacks-cynical-greed-of-libor-traders/1053972.article . As ever there is no...

Today’s Blog

I agree with the thesis put forward in the following article http://www.investorschronicle.co.uk/2012/03/27/comment/property-matters/bring-on-the-mansion-tax-KS1cyRn513svdJEIBhJ2OJ/article.html Stamp Duty Land Tax (SDLT) is a real problem and a very inefficient tax....