Today’s Blog

Should Parliament pass the proposed legislation mentioned in this article http://www.moneymarketing.co.uk/politics/parliament-debates-unlimited-liability-for-directors/1047036.article the UK and London economy will be destroyed. Why would any bank base itself or...

Today’s Blog

After reading the following article on the pass rates for Financial Advisor exams for the Chartered Institute of Insurance, no one can accuse them of dumbing down for the extra qualification requirements....

Reflections on Northern Rock

Mr Sants has pointed out the obvious to the BBC in the following article http://www.bbc.co.uk/news/business-18419434. Of course there were many other ways Northern Rock’s fall could have been averted or mitigated. The most obvious was for the regulator to demand the...

Today’s Blog

This is an interesting article http://www.bbc.co.uk/news/business-17521020 I wonder what the comparison would be if they did include pension entitlements and healthcare benefits? There is a lot of resentment in the private sector about the generous public sector...

The Mortgage Market & The Euro Crisis

I do not share the same pessimistic predictions for the UK mortgage market if Greece leaves the Euro as the people quoted in the following article http://www.moneymarketing.co.uk/mortgages/brokers-fear-mortgage-rate-rise-in-greek-exit/1051939.article I think a...

Today’s Blog

I am of the opinion that given the amount we pay into the State in taxes that Long Term Care should be largely funded from the welfare state. Looking after the venerable elderly who have paid into the system should be taken up as a matter of honour for the political...