I like the summary of the paper written by the former Pensions and Energy Minister Malcolm Wicks. http://www.moneymarketing.co.uk/politics/former-pensions-minister-wicks-calls-for-social-insurance-system/1051288.article Having such radicle reform of state benefits might breathe life into the welfare state and may help the pervasive attitude amongst some that the welfare state does not benefit the middle classes.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn
