The following article which summarises the FSA’s guidance on how independent financial advisors should conduct themselves compared with what will be called restricted ‘advisors’. From reading this there is nothing that Independent Financial Advisors who follow best practice do already. I would be very surprised if the majority of IFAs in London and the rest of the UK do not follow already.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn