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Income Drawdown Complaints
I was disappointed to read that the numbers of complaints regarding income drawdown had increased significantly to the Financial Ombudsman Service. Income Drawdown is more risky than an annuity and should be only considered if the pensioner can afford some loss and...
Raising Industry Standards To Those Of Independent Financial Advisors
The following article supports my personal campaigning for the industry regulator to pursue individuals at the various banks who give duff advice. http://www.moneymarketing.co.uk/investments/santander-worst-for-investment-complaints/1069498.article If the FSA went to...
Strident Advocate
I agree with Rory Percival of the FCA that the term ‘whole of market restricted’ is a misleading phrase and should not be used. In fact I would go much further. I would have Independent and those who are not independent be called salespersons only. You cannot, in my...