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Today’s Blog

I laughed when I read this article http://www.moneymarketing.co.uk/regulation/wheatley-sees-equity-release-role-in-meeting-ltc-costs/1048045.article with the welfare state in retreat and an enormous savings gap, in a few years’ time people will have used up their home...

Pension Reform

I like the summary of the paper written by the former Pensions and Energy Minister Malcolm Wicks. http://www.moneymarketing.co.uk/politics/former-pensions-minister-wicks-calls-for-social-insurance-system/1051288.article Having such radicle reform of state benefits...

The FSA & Final Salary Pensions

I cannot foresee circumstances where I feel it would be the correct thing for a client to transfer from a final salary pension to a money purchase pension. I am pleased the FSA is tightening up the rules according to this article...