I think the Bank of England should have powers to limit mortgage lending and try and mitigate booms and therefore busts in the Housing markets. Leaving such things to politicians who worry about elections and want the good times to keep rolling in the housing market...

I hope a new competitor to the Banking industry will buy the branches from the Lloyd’s Banking Group which EU rules require following their bailout. We really need a new significant player that is going to think outside the box and shake up the industry.rnrnThis...

The Banks and Building Societies are in my opinion being very unfair to people who have taken interest only mortgages with a high loan to value before the credit crunch. With all of the reductions in new offers those who have 70% or more loan to value will find it...