by Richard | Feb 28, 2020 | Archive
Some of my clients have expressed frustration with the poor rates of return from savings accounts. Whilst corporate bonds are higher risk, there are low risk funds which have a track record of having a superior yield over the last 3 and 5 years compared with cash...
by Richard | Feb 28, 2020 | Archive
I really do fear the inflationary effects of any more quantative easing (QE). Every time there is an increase in QE or significant support for banks commodity prices particularly oil seem to increase thus choking off the positives to the economy.rnrnThis information...
by Richard | Feb 28, 2020 | Archive
I was delighted to read that complaints to the Financial Ombudsman Service regarding IFAs has declined. http://www.moneymarketing.co.uk/regulation/fos-complaints-against-ifas-continue-to-fall/1051778.article I hope news like this will improve the image of the industry...
by Richard | Feb 28, 2020 | Archive
I really do not understand why the European Union believes there should be more regulation of the EU wide mortgage market. Given the diversity of the mortgage markets a one size fits all approach will probably end in tears for the UK given how important the mortgage...
by Richard | Feb 28, 2020 | Archive
Should Parliament pass the proposed legislation mentioned in this article http://www.moneymarketing.co.uk/politics/parliament-debates-unlimited-liability-for-directors/1047036.article the UK and London economy will be destroyed. Why would any bank base itself or...
by Richard | Feb 28, 2020 | Archive
I hope a new competitor to the Banking industry will buy the branches from the Lloyd’s Banking Group which EU rules require following their bailout. We really need a new significant player that is going to think outside the box and shake up the industry.rnrnThis...
