Today’s Blog

I really do not understand why the European Union believes there should be more regulation of the EU wide mortgage market. Given the diversity of the mortgage markets a one size fits all approach will probably end in tears for the UK given how important the mortgage...

Today’s Blog

Should Parliament pass the proposed legislation mentioned in this article http://www.moneymarketing.co.uk/politics/parliament-debates-unlimited-liability-for-directors/1047036.article the UK and London economy will be destroyed. Why would any bank base itself or...

The New Banking Player

I hope a new competitor to the Banking industry will buy the branches from the Lloyd’s Banking Group which EU rules require following their bailout. We really need a new significant player that is going to think outside the box and shake up the industry.rnrnThis...

The Bank of England’s New Powers

I think the Bank of England should have powers to limit mortgage lending and try and mitigate booms and therefore busts in the Housing markets. Leaving such things to politicians who worry about elections and want the good times to keep rolling in the housing market...

Today’s Blog

I found the following article very interesting http://www.moneymarketing.co.uk/mortgages/council-looks-at-20-mig-deal-for-ftbs/1051222.article I think it would be better for a local authority to build new social housing and speed up the planning process to expand the...