by Richard | Feb 28, 2020 | Archive
I really do fear the inflationary effects of any more quantative easing (QE). Every time there is an increase in QE or significant support for banks commodity prices particularly oil seem to increase thus choking off the positives to the economy.rnrnThis information...
by Richard | Feb 28, 2020 | Archive
I was delighted to read that complaints to the Financial Ombudsman Service regarding IFAs has declined. http://www.moneymarketing.co.uk/regulation/fos-complaints-against-ifas-continue-to-fall/1051778.article I hope news like this will improve the image of the industry...
by Richard | Feb 28, 2020 | Archive
After all of the media reports of lenders putting up rates and requiring stricter conditions for borrowers, it is nice to read a lender who has cut their rates and indicated that they are hungry to find good borrowers....
by Richard | Feb 28, 2020 | Archive
I think the Bank of England should have powers to limit mortgage lending and try and mitigate booms and therefore busts in the Housing markets. Leaving such things to politicians who worry about elections and want the good times to keep rolling in the housing market...
by Richard | Feb 28, 2020 | Archive
I hope a new competitor to the Banking industry will buy the branches from the Lloyd’s Banking Group which EU rules require following their bailout. We really need a new significant player that is going to think outside the box and shake up the industry.rnrnThis...
by Richard | Feb 28, 2020 | Archive
The Banks and Building Societies are in my opinion being very unfair to people who have taken interest only mortgages with a high loan to value before the credit crunch. With all of the reductions in new offers those who have 70% or more loan to value will find it...