Sometimes You Need To Keep It Simple!

The following article about the Association of British Insurers new code of conduct is an interesting read http://www.bbc.co.uk/news/business-21586086 . This think it would be more effective for each insurer to state on a single A4 page letter in large print that the...

Excellent News For The Consumer

I was pleased to read the following article http://www.moneymarketing.co.uk/regulation/fos-amends-decision-wording-after-high-court-ruling/1063897.article The High Court has made the correct decision to allow victims of FSA regulated entities to pursue higher claims...

The Autumn Statement & Income Drawdown

One of the few things which pleased me from the Chancellor’s Autumn Statement has been the return of the Government Actuarial Rate (GAD) returning to 120% for pensioners who wish to use income drawdown or are in a state of income drawdown. With gilt rates being kept...

Negative Rate of Interest & Income Drawdown

The following article should be chilling reading for anyone who wants to retire in the near future or has been financially prudent and hopes to supplement their retirement with disciplined savings which have accumulated over the years....

Opinions On The Economy & Investments

The following article is very encouraging reading http://www.bbc.co.uk/news/business-20691842 I hope this is a beginning of a positive trend in UK employment. The disappointment was how low the average wage increase was compared with the inflation rate. Most...

The EU & Mortgage Regulations

I was relieved for now after reading the following article http://www.moneymarketing.co.uk/mortgages/key-vote-to-decide-europe-wide-mortgage-regulation-delayed/1063270.article The UK’s residential mortgage market is very different from most of the other domestic...