Parliamentary Review of Effectiveness

I am pleased to read that Parliament is reviewing the effectiveness of the Money Advice Service. I do not hold any complaint against the Money Advice Service. What pleases me is that there is a conscious effort to review the effectiveness of a Government directed...

Fixed Term Annuity Market Improving On Contractual Terms

I was delighted to read that Just Retirement have amended their contractual terms to allow clients to exit their contract if they have a deterioration in their health which would lead them to qualify for an impaired life annuity and even divorce spousal death or...

EU Regulations & Mortgages

The following article is very interesting on the rating of European Union debt. http://www.moneymarketing.co.uk/investments/moodys-downgrades-european-union-outlook/1057266.article I would place EU debt as being lower than that of Germany or Holland. The Member States...

Pension Charges & Proposed Caps

The aim of reducing pension charges is shared by almost everyone. The proposed cap by Ed Miliband would affect relatively few Group Personal Pension Schemes of medium and large employers where most full time employees participate. If clients want greater fund choice...