by Richard | Feb 28, 2020 | Archive
I was very pleased to read the following article http://www.moneymarketing.co.uk/regulation/fsa-to-end-aggressive-bank-sales-structures/1057265.article If salesmen and women at the large institutions placed the needs of their client first, the remuneration structure...
by Richard | Feb 28, 2020 | Archive
I was very disappointed to read that mortgage brokers who were not IFAs will not have to register under a new scheme similar to IFAs in the near future because of an IT issue at the FSA. I approve of regular mortgage brokers being given the same oversight as...
by Richard | Feb 28, 2020 | Archive
If you are thinking about becoming self-employed or starting a company which offers services to another company it will become much harder to find a new mortgage at the best rates until you have three years accounts or tax returns to verify your income history. If you...
by Richard | Feb 28, 2020 | Archive
LV= a very respected financial institution which offers annuity products has announced that any contract entered into before 21st December 2012 when the rules allowing annuity companies to use gender as a factor in pricing an annuity offer rather than entering into...
by Richard | Feb 28, 2020 | Archive
I was pleased to read the actions taken by the FSA in the following article. http://www.moneymarketing.co.uk/regulation/fsa-censures-ifa-firm-and-bans-director/1056129.article The FSA has had a history of inadequate action against individuals. I have made a Freedom of...
by Richard | Feb 28, 2020 | Archive
The following article about the Money Advice Service wanting to foster closer ties with Independent Financial Advisors is to be greatly welcomed. http://www.moneymarketing.co.uk/politics/mas-we-can-work-with-ifas-to-fill-advice-gap/1058879.article People need to be...