by Richard | Feb 28, 2020 | Archive
The research conclusions in the following article are a worrying read for all Independent Financial Advisors http://www.moneymarketing.co.uk/regulation/just-13-of-consumers-want-ongoing-fee-based-advice/1056524.article If just 13% of people are prepared to pay a fee...
by Richard | Feb 28, 2020 | Archive
I was very pleased to read the following article http://www.moneymarketing.co.uk/regulation/martin-wheatley-industry-can-learn-from-ifas/1061470.article I am pleased by the respectful tone that the Financial Conduct Authority’s Chief Executive designate has towards...
by Richard | Feb 28, 2020 | Archive
I laughed when I read the following article http://www.moneymarketing.co.uk/regulation/fsa-to-announce-cuts-in-adviser-firm-supervision/1058877.article I wonder if the FSA is acknowledging that Independent Financial Advisors even though they are the easy target are...
by Richard | Feb 28, 2020 | Archive
I was pleased to read the following article which quote research completed by consumer protection campaigners Which? http://www.moneymarketing.co.uk/regulation/which-calls-on-fca-to-clamp-down-on-bank-charges/1056586.article I have believed the concept of free banking...
by Richard | Feb 28, 2020 | Archive
I have written many blog entries about the miss-selling of payment protection insurance (PPI). I do not believe interest only mortgages and the risk of negative equity will have anything like the number of successful claims miss-selling of PP. Most mortgage brokers...
by Richard | Feb 28, 2020 | Archive
I think the mortgage market procuration fee changes are really interesting and I can see the business case for lenders paying more for higher quality mortgage leads. I hope the new regulatory regime and the large institutions place the necessary support to mortgage...