by Richard | Feb 28, 2020 | Archive
I laughed when I read the following article http://www.moneymarketing.co.uk/regulation/fsa-to-announce-cuts-in-adviser-firm-supervision/1058877.article I wonder if the FSA is acknowledging that Independent Financial Advisors even though they are the easy target are...
by Richard | Feb 28, 2020 | Archive
I was pleased to read the following article which quote research completed by consumer protection campaigners Which? http://www.moneymarketing.co.uk/regulation/which-calls-on-fca-to-clamp-down-on-bank-charges/1056586.article I have believed the concept of free banking...
by Richard | Feb 28, 2020 | Archive
I have written many blog entries about the miss-selling of payment protection insurance (PPI). I do not believe interest only mortgages and the risk of negative equity will have anything like the number of successful claims miss-selling of PP. Most mortgage brokers...
by Richard | Feb 28, 2020 | Archive
I think the mortgage market procuration fee changes are really interesting and I can see the business case for lenders paying more for higher quality mortgage leads. I hope the new regulatory regime and the large institutions place the necessary support to mortgage...
by Richard | Feb 28, 2020 | Archive
The following article is very interesting. http://www.moneymarketing.co.uk/regulation/high-court-rules-against-fscs-in-landmark-advice-case/1059555.article I agree with the Court’s ruling. I sincerely hope the fines which the FSA should levy against the unscrupulous...
by Richard | Feb 28, 2020 | Archive
I was very disappointed to learn of Met Life’s decision to leave the Fixed Term Annuity Market. Fixed Term Annuities appeal to many younger retirees who think the interest rate cycle will change over the next few years and couple with being older hope to receive a...
