by Richard | Feb 28, 2020 | Archive
I am not surprised to read that the number of pensioners still working is at a record number. http://www.bbc.co.uk/news/business-18422370 With historically low rates of return on standard annuities and income draw down being limited by the lower Government Actuarial...
by Richard | Feb 28, 2020 | Archive
I agree with Nigel Waterson MP on his remarks in the following article http://www.moneymarketing.co.uk/regulation/waterson-fsa-stance-on-equity-release-outdated/1052258.article With the historically low return on annuities equity release is going to become even more...
by Richard | Feb 28, 2020 | Archive
I became very angry when I read this article. http://www.moneymarketing.co.uk/regulation/fsas-turner-slams-massively-negative-shadow-banking-system/1050056.article I could not disagree with Lord Turner more in his analysis. The problem with the securitisation was the...
by Richard | Feb 28, 2020 | Archive
I was very disappointed to read that mortgage brokers who were not IFAs will not have to register under a new scheme similar to IFAs in the near future because of an IT issue at the FSA. I approve of regular mortgage brokers being given the same oversight as...
by Richard | Feb 28, 2020 | Archive
If you are thinking about becoming self-employed or starting a company which offers services to another company it will become much harder to find a new mortgage at the best rates until you have three years accounts or tax returns to verify your income history. If you...
by Richard | Feb 28, 2020 | Archive
LV= a very respected financial institution which offers annuity products has announced that any contract entered into before 21st December 2012 when the rules allowing annuity companies to use gender as a factor in pricing an annuity offer rather than entering into...
