Holding Banks To A Proper Standard

I was pleased to read the FSA is holding Banks to a proper standard. If customers are paying for a bank account with lots of features with insurance policies, it is a necessity that they cross check that the paying customer is getting good value for money and can or...

Industry Trends On Exposure To China

The following article is another industry professional decreasing their exposure to China http://www.moneymarketing.co.uk/investments/cazenove-decreases-china-exposure/1055400.article . I hold a personal view that China is higher risk than is generally thought. If you...

Liquidity Risk & Investments

I have recommended to some of my clients that they invest in corporate bond funds. They have been very popular over the past year owing to the poor returns on Bank and Building Society cash accounts. The following article is unsettling reading...

HMRC’s Powers

The following article is a chilling read http://www.moneymarketing.co.uk/regulation/treasury-eyes-adviser-role-in-tax-avoidance-crackdown/1055077.article . The powers HMRC are trying to grab are far too intrusive. I would suggest the Government spend more time draft...

If You Do Not Understand It Do Not Proceed

As a tax payer I am furious following my reading of this article http://www.moneymarketing.co.uk/mortgages/rbs-sets-aside-435m-for-misselling-claims-and-tech-failure/1055754.article Every time RBS is fined it means that there will be less profits to pay back the...

Independent Financial Advisors Going Chartered The Norm

I disagree with a lot many of the points put across in the following article http://www.moneymarketing.co.uk/analysis/ifas-continue-to-move-towards-qca-level-six/1054516.article I think competitive pressures and the advent of multi-disciplinary practices from the...