by Richard | Feb 28, 2020 | Archive
I disagree with a lot many of the points put across in the following article http://www.moneymarketing.co.uk/analysis/ifas-continue-to-move-towards-qca-level-six/1054516.article I think competitive pressures and the advent of multi-disciplinary practices from the...
by Richard | Feb 28, 2020 | Archive
I was delighted to read the following article about Santander’s reduction in fixed rate mortgages for first time buyers. http://www.moneymarketing.co.uk/mortgages/santander-cuts-newbuy-rates-by-up-to-07/1055759.article I was also delighted that the loan to value is...
by Richard | Feb 28, 2020 | Archive
It is not often I have cause to praise the FSA. Following reading this article on the Investor’s Chronicle website I think they are wise in their warning on annuities versus income drawdown...
by Richard | Feb 28, 2020 | Archive
I am not surprised to read that the number of pensioners still working is at a record number. http://www.bbc.co.uk/news/business-18422370 With historically low rates of return on standard annuities and income draw down being limited by the lower Government Actuarial...
by Richard | Feb 28, 2020 | Archive
I agree with Nigel Waterson MP on his remarks in the following article http://www.moneymarketing.co.uk/regulation/waterson-fsa-stance-on-equity-release-outdated/1052258.article With the historically low return on annuities equity release is going to become even more...
by Richard | Feb 28, 2020 | Archive
I became very angry when I read this article. http://www.moneymarketing.co.uk/regulation/fsas-turner-slams-massively-negative-shadow-banking-system/1050056.article I could not disagree with Lord Turner more in his analysis. The problem with the securitisation was the...
