Today’s Blog

I am deeply concerned by the Supreme Court’s decision regarding mandatory retirement dates after reading this article. http://www.moneymarketing.co.uk/pensions/supreme-court-rejects-retirement-age-discrimination-complaint/1050280.article My concerns are that talented...

Today’s Blog

I laughed when I read this article http://www.moneymarketing.co.uk/regulation/wheatley-sees-equity-release-role-in-meeting-ltc-costs/1048045.article with the welfare state in retreat and an enormous savings gap, in a few years’ time people will have used up their home...

Pension Reform

I like the summary of the paper written by the former Pensions and Energy Minister Malcolm Wicks. http://www.moneymarketing.co.uk/politics/former-pensions-minister-wicks-calls-for-social-insurance-system/1051288.article Having such radicle reform of state benefits...

The FSA & Final Salary Pensions

I cannot foresee circumstances where I feel it would be the correct thing for a client to transfer from a final salary pension to a money purchase pension. I am pleased the FSA is tightening up the rules according to this article...

Employers & Final Salary Pensions

I laughed when I read the following article http://www.moneymarketing.co.uk/pensions/employers-are-willing-to-shoulder-retirement-risk-says-webb/1050358.article I think there will be very few employers who will actually accept more pension liabilities for their staff....

Today’s Blog

The following article is sad reading. http://www.moneymarketing.co.uk/investments/oecd-uk-heading-back-to-recession/1048984.article with oil prices up so much in percentage terms in the last few months most people’s disposable income has fallen. Talk of another...