Today’s Blog

I have banged on for years against the Banks and customers taking complaints to the Financial Ombudsman’s Service. The following article gives some very interesting statistics on which institutions have the worst statistics....

Today’s Blog

I laughed when I read this paragraph: ‘The FOS is funded by a mixture of case fees and an industry levy. It is currently consulting on introducing a supplementary case fee from April of £350, on top of the standard case fee of £500, for each PPI complaint where...

Today’s Blog

The following prediction in this article is very worrying. http://www.moneymarketing.co.uk/channels/corporate-adviser/pressure-on-100pc-guarantees/1050649.article I hope the Government will not bail out annuity and insurance companies like they have had a to bail out...

Today’s Blog

I am pleased to read that rates and terms are improving for life time mortgages. http://www.moneymarketing.co.uk/equity-release/more-2-life-increases-maximum-loan-size-and-cuts-rates/1048681.article With the pensions shortfall and retreat of the welfare state this...

Today’s Blog

The following article http://www.moneymarketing.co.uk/pensions/industry-calls-to-slash-stakeholder-red-tape/1050384.article did not state what stakeholder pension rules Standard Life argued should be repealed. I disagree that stakeholder pension will become irrelevant...

Today’s Blog

I hope we see more institutional shareholder activism in making directors remuneration more favourable for shareholders http://www.moneymarketing.co.uk/group-business/barclays-ceo-bob-diamond-agrees-to-stricter-bonus-terms/1050027.article. For too long institutional...