Today’s Blog

Will someone please explain the difference between tax avoidance and tax evasion to the Deputy Prime Minister? Tax avoidance is lawful. If you want to stop tax avoidance you change the tax law. I am very disturbed by the quote in this article ‘”general...

Today’s Blog

I am delighted to read that the Safe Homes Income Plans (SHIPs) may open its membership and become a trade bodies for all of those who are interested in the Equity Release industry....

Today’s Blog

I am deeply concerned by the Supreme Court’s decision regarding mandatory retirement dates after reading this article. http://www.moneymarketing.co.uk/pensions/supreme-court-rejects-retirement-age-discrimination-complaint/1050280.article My concerns are that talented...

Today’s Blog

I laughed when I read this article http://www.moneymarketing.co.uk/regulation/wheatley-sees-equity-release-role-in-meeting-ltc-costs/1048045.article with the welfare state in retreat and an enormous savings gap, in a few years’ time people will have used up their home...

Pension Reform

I like the summary of the paper written by the former Pensions and Energy Minister Malcolm Wicks. http://www.moneymarketing.co.uk/politics/former-pensions-minister-wicks-calls-for-social-insurance-system/1051288.article Having such radicle reform of state benefits...

The FSA & Final Salary Pensions

I cannot foresee circumstances where I feel it would be the correct thing for a client to transfer from a final salary pension to a money purchase pension. I am pleased the FSA is tightening up the rules according to this article...