Today’s Blog

The following article is scary reading http://www.moneymarketing.co.uk/regulation/accountability-fears-grow-on-fca-set-up/1047074.article Given the failures of the FSA I think the proposed legislation should include:rnrn1. A New Minister in the Treasury Department for...

Today’s Blog

If you feel embarrest to speak about an elderly relative about inheritance tax planning or planning for nursing home fees, persuade them to see an Independent Financial Advisor about their general financial planning. IFAs are trained to bring the subject up as part of...

Today’s Blog

The following article is interesting about Non-Doms http://www.moneymarketing.co.uk/offshore/non-dom-numbers-down-16/1048188.article the interesting point which is missed is what is the impact upon employment and the impact on expenditure in the economy. I would not...

Reflections on Northern Rock

Mr Sants has pointed out the obvious to the BBC in the following article http://www.bbc.co.uk/news/business-18419434. Of course there were many other ways Northern Rock’s fall could have been averted or mitigated. The most obvious was for the regulator to demand the...

Today’s Blog

This is an interesting article http://www.bbc.co.uk/news/business-17521020 I wonder what the comparison would be if they did include pension entitlements and healthcare benefits? There is a lot of resentment in the private sector about the generous public sector...

The Mortgage Market & The Euro Crisis

I do not share the same pessimistic predictions for the UK mortgage market if Greece leaves the Euro as the people quoted in the following article http://www.moneymarketing.co.uk/mortgages/brokers-fear-mortgage-rate-rise-in-greek-exit/1051939.article I think a...