by Richard | Feb 28, 2020 | Archive
I agree with Rory Percival of the FCA that the term ‘whole of market restricted’ is a misleading phrase and should not be used. In fact I would go much further. I would have Independent and those who are not independent be called salespersons only. You cannot, in my...
by Richard | Feb 28, 2020 | Archive
I was disappointed to read that the numbers of complaints regarding income drawdown had increased significantly to the Financial Ombudsman Service. Income Drawdown is more risky than an annuity and should be only considered if the pensioner can afford some loss and...
by Richard | Feb 28, 2020 | Archive
I hope the British insurance industry will rise to the challenge set by the Government to offer better insurance products for long term care. As an IFA in London who is qualified to give advice on long term care I hope the new proposals from the Government are...
by Richard | Feb 28, 2020 | Archive
The following article based upon research from Aegon is concerning reading http://www.moneymarketing.co.uk/pensions/aegon-a-third-of-over-55s-have-no-active-pension/1074848.article The lack of income protection insurance in the British adult population and the...
by Richard | Feb 28, 2020 | Archive
The following article is a very interesting read on the Government’s proposed changes for charges to auto-enrolled employees to compliant pension schemes. http://www.bbc.co.uk/news/business-22480059 What the article has failed to answer is if employees are not paying...
