Stark Warning For Couples Who Do Not Marry

The following article is a stark warning for couples who do not marry. http://www.bbc.co.uk/news/business-21337154 If you have a relationship which resembles a marriage but is not legally recognised the party which does not have assets in their name can be left...

Opinions On The Economy & Investments

The following article is very encouraging reading http://www.bbc.co.uk/news/business-20691842 I hope this is a beginning of a positive trend in UK employment. The disappointment was how low the average wage increase was compared with the inflation rate. Most...

Quantative Easing & Income Drawdown

After reading the following article I am very concerned about the impact on those baby boomers coming up for retirement in the near future. http://www.bbc.co.uk/news/business-20781001 Another round of quantative easing will depress gilt rates artificially low and...

Energy Costs & The US Economy

I was very pleased to read the following article http://www.bbc.co.uk/news/business-20731417 I hope the US economy will power ahead with cheaper petrol costs and very cheap gas costs owing to the fracking projects in America. I have seen petrol costs in the UK come...

The Autumn Statement & Income Drawdown

One of the few things which pleased me from the Chancellor’s Autumn Statement has been the return of the Government Actuarial Rate (GAD) returning to 120% for pensioners who wish to use income drawdown or are in a state of income drawdown. With gilt rates being kept...