Should Have Done More To Promote Group Personal Pensions

The following article is a rather depressing read http://www.bbc.co.uk/news/business-21546542 . The number of people saving for their retirement in a pension scheme is at a recent low. The last Government was correct to bring in auto-enrolment. When private sector...

Demand For Mortgages Declined In January

I was disappointed to read that demand for mortgages declined in January compared with January 2012 http://www.bbc.co.uk/news/business-21572869 As an IFA who is also a qualified mortgage advisor in London I hoped the recent pick up would continue. I hope this means...

Sometimes You Need To Keep It Simple!

The following article about the Association of British Insurers new code of conduct is an interesting read http://www.bbc.co.uk/news/business-21586086 . This think it would be more effective for each insurer to state on a single A4 page letter in large print that the...

Negative Rate of Interest & Income Drawdown

The following article should be chilling reading for anyone who wants to retire in the near future or has been financially prudent and hopes to supplement their retirement with disciplined savings which have accumulated over the years....