The FSA Ban & Fine of Former HBOS Director

by | Feb 28, 2020 | Archive

The FSA has received a lot of media attention for fining and banning Peter Cummings from holding a senior position at an FSA regulated company. In a capitalist system some businesses will take higher levels of risk with the aim of earning higher returns. The question...

The Changing Mortgage Procuration Fee Regime

by | Feb 28, 2020 | Archive

I think the mortgage market procuration fee changes are really interesting and I can see the business case for lenders paying more for higher quality mortgage leads. I hope the new regulatory regime and the large institutions place the necessary support to mortgage...

The Fixed Term Annuity Market

by | Feb 28, 2020 | Archive

I was very disappointed to learn of Met Life’s decision to leave the Fixed Term Annuity Market. Fixed Term Annuities appeal to many younger retirees who think the interest rate cycle will change over the next few years and couple with being older hope to receive a...

More Competition in Equity Release is Most Welcome

by | Feb 28, 2020 | Archive

I was delighted to read the following article http://www.moneymarketing.co.uk/equity-release/hodge-lifetime-considering-drawdown-lifetime-mortgage-launch/1057602.article Increasing competition in the market for drawdown life time mortgages is most welcome as there are...