I was pleased to read the FSA is holding Banks to a proper standard. If customers are paying for a bank account with lots of features with insurance policies, it is a necessity that they cross check that the paying customer is getting good value for money and can or are at the time of cross checking able to make valid claims under those policies. Independent Financial Advisors would be severely punished for such poor customer or client service. The article which inspired this blog entry is http://www.moneymarketing.co.uk/regulation/fsa-unveils-packaged-bank-account-crackdown/1055481.article rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action.rn