The following article about self-employed entrepreneurs ending their working life with little or no savings and their businesses worth little or nothing to be very worrying as a self-employed entrepreneur. http://www.investorschronicle.co.uk/2012/10/23/your-money/pensions-and-sipps/retirement-income/m-entrepreneurs-will-end-up-sick-and-pension-less-QgcqX9KRpY1FiEouH5dcPP/article.html Creating a long term relationship with a firm of independent financial advisors who can help you plan for your retirement can help mitigate this unfortunate possibility. The earlier you plan and take action the less likely you will suffer poverty in retirement. Some people in their 60s and 70s will be forced to retire owing to health issues. If you are unfortunate and do not live to a retirement age, if you are married or in a civil partnership your spouse or civil partner would be much better off in retirement if you execute a good pension savings plan.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn