The following article in the Scotsman http://www.scotsman.com/business/personal-finance/more-stories/top_ten_tips_to_building_your_pension_pot_1_2096815 misses two points. First, when you come to retire you should take Independent Financial Advice on all of the options available to you. Income drawdown is not for every pensioner. Second, investigating if you qualify for an impaired life annuity and searching for the best annuity deal on the market can in certain circumstances increase your annuity pay out by more than 25%.
