After all of the media reports of lenders putting up rates and requiring stricter conditions for borrowers, it is nice to read a lender who has cut their rates and indicated that they are hungry to find good borrowers. http://www.moneymarketing.co.uk/mortgages/virgin-reduces-mortgage-rates/1052156.article I hope this is the beginning of a positive cycle of announcements for borrowers which will cheer up mortgage brokers and Independent Financial Advisors.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn