I have recommended to some of my clients that they invest in corporate bond funds. They have been very popular over the past year owing to the poor returns on Bank and Building Society cash accounts. The following article is unsettling reading http://www.moneymarketing.co.uk/investments/will-there-be-a-corporate-bond-fund-liquidity-crisis/1055333.article There is always a liquidity risk with every investment, and even highly liquid investments such as equities in FTSE 100 companies can have significant price falls if market sentiment falls significantly and many people rush to sell in a short period. If you are considering making an investment be it in an ISA or outside a wrapper, make sure you understand all of the potential risks and make sure your investment is suitable for your capacity for loss and your investment time frame. With the decline in the number of people in the financial advice sector since the 1980s, doing it yourself can have very negative repercussions. If you would like to fix an appointment with a London based IFA, or you are happy to fix a Skype appointment with an IFA in London Wexdon Financial Services will give you a free initial appointment.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action.rn