I find it very irritating when people jump on a band-wagon. Lord Turner comes across to me as an opportunist in the following article http://www.moneymarketing.co.uk/regulation/lord-turner-attacks-cynical-greed-of-libor-traders/1053972.article . As ever there is no apology for the LIBOR manipulating scandal happening on the FSA’s watch, or that it went back so many years. I hope the next set of appointees to the new regulatory regime realise that they are responsible and that it is their duty to make sure such things to not happen.rnrnThis information is intended to provide a general review of certain topics and its purpose is to inform but not to recommend or support any specific investment or course of action. The tips may not apply, or be suitable, to everyone and you should contact us for advice if you are unsure whether this is the case.rn